1099 Command Center
Independent practice, with the math done.
Roughly one in five CRNAs works 1099 — and the share is growing every year. Business formation, S-Corp election, quarterly taxes, multi-state filing, the full insurance stack, and the path to practice ownership. Everything you need to go independent with confidence.
~20%
And growing every year
$25K+
SE tax saved per year
$80K+
Across 25+ 1099 categories
9-Q
Should-I-Go-1099 decision score
Where Are You In The 1099 Journey?
Pick your stage. Skip the noise.
Flagship 1099 Tools
Three tools that change the take-home.
9-question score
Should I Go 1099?
Score your readiness across income, benefits, savings, family, and risk tolerance. The honest decision tool — not a hype piece.
Open$20K+/yr
S-Corp Savings Calculator
The single highest-leverage 1099 decision. Above ~$120K of 1099 income the S-Corp election typically saves $20K–$40K/yr in self-employment tax. The math is non-negotiable.
Open25+ categories
Tax Deductions Checklist
$80K–$120K in legitimate annual deductions across home office, mileage, CE, malpractice, equipment, and more. Most 1099 CRNAs leave half on the table.
OpenStage 1 · Decide
Should You Go 1099?
Independent practice is more freedom and more business overhead. The math depends on your state, your family situation, and your risk tolerance. Make the decision deliberately.
Should I Go 1099?
Honest 9-question decision tool that scores your readiness across income, benefits, savings, family, and risk tolerance.
1099 vs W2 Decision Guide
Real numbers, hidden costs, benefits replacement, S-Corp savings, and a step-by-step transition checklist for going independent.
1099 vs W2 Calculator
Side-by-side take-home: SE tax, health insurance, Solo 401(k), QBI deduction, real after-tax pay.
Stage 2 · Structure
Structuring the Business
Sole Prop → LLC → PLLC → S-Corp. Each transition has cost, timing, and tax implications. Get the entity right early — fixing it later is doable but expensive.
Business Formation Guide
Sole Prop → LLC → PLLC → S-Corp. Step-by-step with costs, timelines, and a 10-point formation checklist.
S-Corp for CRNAs Guide
The $20K/year tax strategy. Reasonable salary, payroll setup, quarterly filing, and audit triggers to avoid.
S-Corp Tax Savings Calculator
Input gross 1099 income, see SE tax saved as S-Corp vs sole proprietor. Real math.
Stage 3 · Operate
Tax & Compliance
Quarterly estimates, the deductions playbook, and the multi-state filing rules locum CRNAs almost always get wrong. Compliance failures here are expensive.
Quarterly Tax Estimator
Federal + state + SE tax with S-Corp toggle. What to set aside each quarter with IRS payment deadlines.
Tax Deductions Checklist
25+ deductions specific to 1099 CRNAs — home office, mileage, CE, malpractice, equipment. $80K–$120K in potential write-offs.
Multi-State Tax Guide
Nexus rules, filing requirements, tax-home rules, and 'itinerant' status warnings for locum CRNAs working across state lines.
Stage 4 · Scale
Insurance & Practice Ownership
Replacing W2 benefits with the right insurance stack, then — for the CRNAs who want it — the path to owning your own practice. The few who do it well move into the top compensation tier.
Health Insurance Guide
ACA marketplace, COBRA, HSA strategy, and spousal coverage math for CRNAs without W2 benefits.
Insurance Marketplace
Carrier directory: malpractice, disability, health, business liability — the full insurance stack 1099 CRNAs need.
Practice Ownership Guide
Three models for owning your own anesthesia practice: solo, group, and CRNA-owned ambulatory surgery centers.
Salary Calculator
Compare 1099 hourly rates vs W2 salary across states. Filter by setting and experience for market rates.
Where Our 1099 Data Comes From
Tax math: IRS publications + state tax rates updated each filing season. S-Corp + payroll guidance: cross-referenced against AICPA and current healthcare-CPA published practices. Insurance carrier data: direct verification with each carrier quarterly. Practice-ownership models: AANA practice-management resources + interviews with CRNA-owned ASC operators. We cite every claim. Last verified: April 2026. Read the full methodology →
Educational only — not tax, legal, or investment advice. Run final decisions past your CPA and attorney.
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