Independent Contractor

The 1099 Command Center

~20% of CRNAs work 1099 and that number is growing fast. The transition from W2 to independent contractor is complex — business formation, tax strategy, insurance, contracts, compliance. This is your complete guide.

Should I Go 1099?

Interactive decision tool. Input your current W2 salary, benefits value, risk tolerance, and family situation. Get a personalized analysis with projected take-home comparison.

W2 vs 1099 Total Comp Calculator

True apples-to-apples: self-employment tax, health insurance (~$25K/yr family), Solo 401(k), QBI deduction, business deductions, lost PTO. See the real numbers.

S-Corp Playbook

Why most 1099 CRNAs should elect S-Corp. Reasonable salary determination, payroll setup, quarterly filing calendar, and the common mistakes that trigger audits.

Business Formation Guide

State-by-state: Sole Prop → LLC → PLLC → S-Corp election. When to file what, cost estimates, timelines, and links to every state's Secretary of State.

Insurance Marketplace

Health insurance for self-employed CRNAs: ACA marketplace, health sharing, association plans. Plus disability, malpractice (occurrence vs claims-made for 1099), and business liability.

Multi-State Tax Guide

For locum/traveling CRNAs: nexus rules, state filing requirements, tax home rules (critical for travel deductions), and 'itinerant' status warnings.

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